Government Loans
- FHA
- VA
- Reverse Mortgage
- USDA
Conventional Loan
- Full Documentation
- Bank Statements
- CPA Letter
- Profit and Loss
- Stated Income Loans
Non-Traditional Loans
- Private Loans – Owner occupied and Non-Owner Occupied
- Stand alone second trust deeds
- Investment Loans
- Bridge Loans
- Construction Loans
- Commercial Loans
FHA
For borrowers interested in buying a home with an FHA loan with the low down payment amount of 3.5%, applicants must have a minimum FICO score of 580 to qualify. However, having a credit score that’s lower than 580 doesn’t necessarily exclude you from FHA loan eligibility. You just need to have a minimum down payment of 10%.
