Loan App

Government Loans

  • FHA
  • VA
  • Reverse Mortgage
  • USDA

Conventional Loan

  • Full Documentation
  • Bank Statements
  • CPA Letter
  • Profit and Loss
  • Stated Income Loans

Non-Traditional Loans

  • Private Loans – Owner occupied and Non-Owner Occupied
  • Stand alone second trust deeds
  • Investment Loans
  • Bridge Loans
  • Construction Loans
  • Commercial Loans

FHA

For borrowers interested in buying a home with an FHA loan with the low down payment amount of 3.5%, applicants must have a minimum FICO score of 580 to qualify. However, having a credit score that’s lower than 580 doesn’t necessarily exclude you from FHA loan eligibility. You just need to have a minimum down payment of 10%.