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Our Team

your loan professionals

About Michael Craig

Michael Craig is a second generation real estate and mortgage professional. He is a Real Broker and NMLS DRE Endorsed Mortgage Professional.

He has intimate knowledge of the Real Estate Business which makes him highly valuable to Real Estate Brokers who utilize his loan experience and contacts.

Michael is an expert in working with borrowers who have had their loan applications rejected in the past. Via an extensive training and practical experience in government programs he can prepare borrowers loan scenarios in their best light.

your loan professionals

About Kayla Patrick

Kayla, coming from generations of Real Estate and Loan Investors has an extensive knowledge of loan programs.

FHA, VA, Conventional, Non-QM and Hard Money are products that she provides her clients on a daily basis.

Focusing on Client Service she works 24/7 with clients, processors and underwriters to close borrowers loans.

your loan professionals

About Michael Soon

Mike has decades of experience in the Mortgage and Real Estate business, having been the CEO of major international businesses, Owner of Title and Escrow Companies, Partner with Institutional Banks and Developer of the Kapalua Resort in Maui, Plantation Golf Course and the Grand Sierra Resort. He has originated all product type loans and has focused on Private Money Lending through-out the U.S.

your loan professionals

About Michelle Chang

Michelle Chang is committed to achieving the goals and objectives of her clients. Her high level listening skills, loan product knowledge and her understanding of the loan process and underwriting creates optimum solutions for her clients.

Her loan product background includes FHA, VA, USDA, Conventional, Non-QM, Hard Money and Foreign National Loans. Her expertise, however, is loan qualifying “turned-down” borrowers who formerly were unable to obtain financing.

Formerly educated and trained as a Fashion Designer she engages her creative skills to design loan programs that compliments and satisfies her client’s needs.

Michelle believes in creating “Roads to Success”


only I can change my life.
No one can do it for me.